Located on 9656 Phillips Road in Young Harris, this 4-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 1,904 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. The outdoor space includes approximately 4.951 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Young Harris offers a more independent feel with no mandatory HOA. After roughly 175 days on the market, this home remains a strong option in the area. At $414,900, this home is well positioned for buyers seeking value in Young Harris.