Located on 3620 Pollys Bluff in Cumming, this 3-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 1,814 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Step outside to approximately 1.46 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Cumming offers a more independent feel with no mandatory HOA. With roughly 11 days on the market, this property stands out for condition and location. Currently offered at $465,000, this home delivers a strong combination of space, condition, and location.